Wednesday, March 10, 2010
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 INSURANCE Minimize

Anthem Health Insurance

By taking advantage of this exclusive “member-only” program, you will be able to maintain your oral health and decrease the overall cost of health care for you and your family.

Contact your local agent or Benefit Design Group, Inc. at (757) 499-9000, or Enhanced Benefits Corporation at (804) 901-1082. They can help answer questions you might have regarding the special dental program benefits available through Retail Alliance®.

Orthodontic coverage is available for children and adults.

Rates start at just $7.50 a month.

If you choose an Anthem HealthKeepers HMO product, your copay for an inpatient hospital stay is reduced $100 for the first day of the stay. Also, you are eligible for an unlimited number of chiropractic visits for spinal manipulation and manual medical therapy.

If yours is an Anthem KeyCare or Anthem BlueCare plan, you receive important preventive care screenings (including checkups for members age 7 and older, gynecological exams, mammograms, colon cancer screenings, prostate exams and PSA tests) all covered with no co-payment required. In addition, if you have an accident that requires  
      outpatient
emergency or urgent care services, Anthem will cover the first $750 of covered charges at 100%!

Retail Alliance® offers members tangible benefits. There are also some new programs of Life, Accidental Death, Short-Term and Long-Term Disability available at special rates for Retail Alliance® members with 2-50 eligible employees.

Upon enrolling in an Anthem program, Retail Alliance® members can log on (www.anthem.com) to access self-service tools, revise existing coverage, review bills and read the online newsletter.  Employees can use the site to take advantage of interactive tools that will help them make the most informed decisions about their health care needs.

To find out more about these benefits, contact your health insurance broker or call Benefit Design Group at (757) 499-9000.


Dominion Dental Insurance

Dominion Dental Insurance for Retail Alliance Members

If you are a member of the Retail Alliance®, you and your family members are eligible to receive high-value dental benefits on an individual basis!

 
Visit www.dominiondental.com/edental/ral

 
Choose between three unique plan options

 Enroll online, over the phone or through the mail

If your company is a member of the Retail Alliance®, and you have at least three employees, your employees can also receive an exclusive group dental plan that is offered on a payroll deduction basis..

Questions? Contact DOMINION’s Member Services Department at 1.877.681.3879 or click here.

 

Dominion Vision Plan

Dominion Dental Services (Dominion) offers access to one of the largest vision networks in the country through EyeMed Vision Care - with more than 47,000  provider listings (over 5,500 in the Mid-Atlantic) including LensCrafters, Pearle Vision, Sears Optical and Target Optical.1 Plans include extensive coverage for eye exams, eyeglass lenses, frames and contact lenses, as well as discounts on LASIK laser vision correction. Dominion is your single source for competitive dental and vision plans!
 
What The Benefits Include:
Eye Examination
A routine, complete eye examination, refraction and prescription for eyeglasses.  Contact lens examinations require additional fees. The vision provider may recommend additional procedures, which are the responsibility of the member.

Eyeglass Lenses
Standard uncoated plastic lenses of any size or power.

Frames
Any frame up to a regular retail value of $100. Frames above $100 retail are available at an additional charge.

Contact Lenses
Any pair of contact lenses up to a regular retail price of $100, obtained from a network provider or the mail order program.  Contacts above $100 are available at an additional charge.

LASIK – Non-Insured Discount Benefit
This non-insured benefit is offered at savings of 15% off the regular retail price or 5% off the promotional price when using the network.

Out-of-Network Benefit

While 97% of visions benefi ts are obtained from network providers, services received out-of-network are paid according to a fixed schedule (see chart below).
 

Precision Rates (Monthly)
All rates are guaranteed for two years.
Voluntary
Single $10.03
Couple $17.52
Family $25.47
For more information, please contact your Dominion Sales Executive or our Group Service Center at 877-559-9624 or email gsc@DominionDental.com.

To find a vision provider, please visit DominionDental.com/VisionProviders.



 

 

 

 

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