Insurance

Insurance

Anthem Health Insurance
By taking advantage of this exclusive “member-only” program, you will be able to maintain your oral health and decrease the overall cost of health care for you and your family.

Contact your local agent or Benefit Design Group, Inc. at (757) 499-9000, or Enhanced Benefits Corporation at (804) 901-1082. They can help answer questions you might have regarding the special dental program benefits available through Retail Alliance®.

Orthodontic coverage is available for children and adults.

Rates start at just $7.50 a month.

If you choose an Anthem HealthKeepers HMO product, your copay for an inpatient hospital stay is reduced $100 for the first day of the stay. Also, you are eligible for an unlimited number of chiropractic visits for spinal manipulation and manual medical therapy.

If yours is an Anthem KeyCare or Anthem BlueCare plan, you receive important preventive care screenings (including checkups for members age 7 and older, gynecological exams, mammograms, colon cancer screenings, prostate exams and PSA tests) all covered with no co-payment required. In addition, if you have an accident that requires
outpatient emergency or urgent care services, Anthem will cover the first $750 of covered charges at 100%!

Retail Alliance® offers members tangible benefits. There are also some new programs of Life, Accidental Death, Short-Term and Long-Term Disability available at special rates for Retail Alliance® members with 2-50 eligible employees.

Upon enrolling in an Anthem program, Retail Alliance® members can log on (www.anthem.com) to access self-service tools, revise existing coverage, review bills and read the online newsletter. Employees can use the site to take advantage of interactive tools that will help them make the most informed decisions about their health care needs.

To find out more about these benefits, contact your health insurance broker or call Benefit Design Group at (757) 499-9000.

Dominion Dental Insurance

If you are a member of the Retail Alliance®, you and your family members are eligible to receive “group-style” dental benefits on an individual basis. If your company is a member of the Retail Alliance®, and you have at least three employees, your employees can also receive an exclusive group dental plan that offers a DHMO plan and a PPO plan.

Extensive dental coverage is provided through three unique options:

Dental HMO (DHMO) plan provides superior benefits through a panel of participating dentists

PPO plan permits the use of any dentist
Reduced Fee(discount) program in exchange for low monthly payments

All programs cover most diagnostic and preventive services 100%, more extensive care is covered up to 80% (depending on the program you select).

Just by being a member of the Retail Alliance®, your business qualifies for enhanced benefits under Anthem Blue Cross and Blue Shield health insurance plans! Best of all, there is no additional premium charge for these "extras."